Property Guide 101

Published my work blog today. Finally got it up after so long. Den read the report on Property Prices worry National Development Minster. Oh well, property market may slow down BUT people still need a roof over their heads. There will still be demand just that the prices would be pretty stagnant.

Anyway, do visit my new blog at http://propertyguide101.blogspot.com/ Don't worry, I will still keep this blog, to rant about my personal stuff. Do give my new blog your support :) Cheers!

Done Deal :)

Pop goes the Champagne!! I've closed my first deal!!! Thank you Bro Bear for referring the client to me :) Going to collect the cheque and sign the OTP tml. Hope everything goes smoothly!! Will only get my comm 3 months later... 1% comm den kanna cut by co... (the cut is worse than CPF deduction!!) Not much left liao :( At least better than nothing. Little by little I'll earn more n more. Next is to hit my first year target. May Lady Luck continue to shine on me :)

Stands out from the crowd

What makes a good agent? How ppl choose an agent n stick to the agent to service them to buy/sell/rent a property? I asked myself these questions today while thinking how to design my flyer and what to write on it. How can my flyer stand out from those junk mails you receive in ur mailbox and not get thrown away by ppl wo even taking a look at it? This is tough.

I tried to think of a tagline. Something ppl see n will rem. But i'm not some kind of superbrand like Nike ( Just do it.) or Samsung (It's not hard to imagine.). Will ppl even notice it?

Then I thut of this:

Looking for an ATTENTIVE property agent who is EFFICIENT, RELIABLE and takes INITIATIVES to sell your flat?

Your search ends here.

Call 8161 2236 now for a no obligation discussion.

Your SATISFACTION guaranteed.

AERIS quek

CEA Reg No. R040430Z

Kind of lame I know... But that's what came to my mind just now while pooing. HAHA!

3 weeks

3 weeks into my new job as a property agent. I haven close a single deal yet :( Yah, I have clients at hand searching for them their dream house but I can't get to slp at night to dream. I have one week left to meet my personal target. To close my first deal within the first month. Maybe I'm too slack? Maybe I am. Sigh. Really appreciate those who referred clients to me :) Thank God I'm not anti-social in nature and I've always treated those around me well. That's why I'm been loved :P

Thank you for being supportive and showering me with your concerns my dear family and friends. And also, my dear BB. For supporting me emotional, mentally and financially. I'm touched.

Everyday I'm thinking,

How to be a good agent and what is considered good service to my clients?

How to maintain a good relationship with them?

How can I get more ppl to engage my service to help them buy/sell/rent their property?

BB says I need to close my first deal to build up my confidence. I'm trying. But not much luck lately :(

I can't fall asleep at night thinking abt all these. And I made my BB worried. But I'm not giving up. 9 more days before May is up. I need to close that first deal.

GE 2011

The craze is on and you can hear ppl discussing abt it anywhere n everywhere. I have never been interested in politics (yikes! Boring!) and I 'do not have a choice' to vote in the previous GE. Being in the public sector previously, I felt that I was been pressurized to vote for the Whites. If not, my life in XXX might not be smooth sailing? I chose to take the neutral stand. Well, my career path in XXX still sux. I'm so glad that I'm OUT!

I'm in the hot Hot HOT GRC, Aljunied. My vote is precious. GY is a nice MP but I really like LTK and find myself nodding during his speeches. I din attend any of the rallies, I juz burnt midnight oil watching them online. Haha. The power of new media. I enjoy listening to the speeches at the comfort of my home. I like the smirk look on LTK's face when he talks abt the tiger. And the Ms Chairman, I listened to one of her speech online before knowing who she really is. I was like 'WOW' who is this lady. She's GOOOOOD!! I would say, "Thumbs UP!! For Ms Chairman! Way to go!! You really voiced out what we commoners wanted to say!!"

Heated discussion were on the 2 Lings. The Kate Spade really cannot make it. The first look at her made me feel that she's so fake, spoilt, can't really do much for us face. Well, subsequent incidents proved most of my feeling right. She's a stomper, behaves poorly in front of the media, merely a puppet. As for the other Ms Hot Fav, my impression of her was so-so. Juz had the doubt that she's 24, can she really meet the mark? Well, she had proven her worth. I'm impressed with her performance and I'm getting to like her :)

I do have to agree that the opposition party may not have the ability to be the government YET. In time to come, the Whites would not be able to hold the fort either. With the new generation coming in, wiser & educated, does the Whites still thinking they can be easily scared off by the repeated 'threatens' on foreign investors, etc?

I may be biased but this is how the Singaporeans of my generation are thinking. I was even shocked that one of my ex-col was been 'warned' for posting anti-Whites and pro opposition stuff on FB. I'm like WTF! Where's our freedom of speech? Do we really have a choice in making that vote?

I believe there are good Whites in the gang. But there's a limit to who they can do, they are been outnumbered. Ultimately, the tribal head makes the decision.

That's how things work in the public sector. If the proposal aim is to help Singaporeans BUT incur cost, sorry, rejected. Project that cut cost (may it benefit the citizens anot) Approve! All these cost being saved. Where did it go?? Is the public service really to serve the citizens? Some do but minority. And being the minority, they hold no power to make a difference.

Now in GE 2011, is the time we can make a difference.

Fishing @ Smith Marine

It's been quite some time since the last time we had a family outing like this. We went on a one day fishing trip to Smith Marine near Pulau Ubin. Rarely I wake up at 8am on a Sunday.... But it's definitely worth it!! I'm not a fishing enthu but I really enjoyed myself at the fish farm cos I managed to catch some fishy :P If no catch = no fun! Hahaha... Now I'm suffering from the after effect, sun burnt. argh!! I did put sunblock, juz that I din apply properly so some patches I din managed to apply the sunblock. Now I look like a cow... patches here n there red red n painful :( btw, it cost $35 per pax. This includes the boat fees and entrance fees...

Side note, while on the speed boat to the fish farm, the wind n the smell of the sea, made me miss diving even more!!! I wanna go diving....

Taking a shot on board the speed boat :)

Camwhoring :P

We've reached!!

The place is quite BIG!! Saw the floating platform in the background? It's going to be a restaurant. So next time u can juz ask them to cook ur catch n dine there!!

Where Kor is standing will be the alfresco dine & bar in future.

'Forced' mum n ZY to camwhore with me :D

Some random parts of the fish farm.

Big eh?

Top view.

Top view 2.

KOI??? Right in the middle of the sea???

ZY the Fisherkid :P

I caught 2 fishes!!

This catch is a bit different. You can fish the fishes in the fish farm but it cost u $12 per catch. If u fish at the open sea, it's free unlimited fishing :)

Thinking what to do for your next weekend? Try fishing :) Oh btw, we brought our own rods n stuff.... I dunno if they do equipment rental.

How I got to know the place? Well, as my bro is a 'fishing celebrity' (quoted from him), he was invited by the owner of the fish farm to go. But it wasn't FOC =.= why like that? Thut it's an invitation??

Independence

When I'm independent, someone told me that as a girl, I need to be dependent at times n not being always so hard up. When I tried to be dependent, I realized I end up having to be independent instead. This is so contradicting. I wish I have someone for me to be depend on but it juz seems like I hav to strive on my own n take care of myself.

I guess I'll juz stick to being independent n free myself from heartaches. I've learnt to love myself more.

LOVER Language

Attended one of this event under Real Love Works 2011. It's night filled with songs, music, laughter and LOVE :) BB has nv been to watch any musicals/play before, so I took this kuku to go see look see look. He thut it's gng to be artsy fartsy, common misconception which most ppl wld hav, but it turned out to be funny and enjoyable for him :D Glad he loves it like I do! The tickets was only $20 per couple. Dirt cheap!! And we got a goodie bag each which includes a set of couple card game which is quite interesting. We are thinking of sharing the game with our couple frens out there :P Next Wala Wala date?

As my heading states LOVER Language. What exactly is LOVER Language? It's not as in saying I LOVE YOU in English, Mandarin, etc, it's about how to communicate between couple. It's one of the take home message from the musical.

Lovey-Dovey. Don't be afraid to show ur love!! It can be small actions like holding ur partner's hand while crossing the road, help ur partner to wipe off the sauce he/she stain at the side of the lips, etc. It's an act of love.

Offer. Not Orgasm huh! I know what u r thinking!!! Offer to help. Like offer to help wash the dishes, offer to massage ur partner after a long tiring day...

Vocalise. None of us are Jean Grey in X-Men. We cannot read other ppl's mind. So speak up!!

Enthusiasm. Be enthu towards ur relationship. Who wld love to face a black, charcoal face everyday? Who wld wan to talk to a dead log? Enthusiasm keeps the r/s exciting and there's always something to look forward to :)

Receive. Why do you need to wait till anniversaries, bdays, Valentine's Day den you do something special or buy gifts for your partner?? Shower ur partner with gifts (love). It need not be something expensive. It could be her favourite ice cream, the pair of soccer boots he's been eyeing... Be observant. He/she will appreciate that ur little gesture.

Well, I know many ppl already know all these. But how many of you are practising it? Be honest here!! Sometimes we are overwhelmed by other stuff in life like work, children, parents... we just 'forgot' how to love our partner. It's nv too late to start speaking in LOVER Language. Maybe u can grab a bottle of massage oil on ur way home today and immerse in an evening of love. Monday may not be so blue after all :)

6th Anniversary

It's April Fool's Day again. I always tell ppl that it's a big joke that I ended up working here. And today marks my 6th year here. HA! But this year, I'm happier cos I'm leaving SOON. Picked the auspicious date of 4 April to throw my resignation letter. It's like finally... I told myself only to stay here for 2 years... But with a blink of eye, I'm here for 6 long years!! Unbelievable. I will miss my wonderful colleagues here. Ppl whom accompany me thr'out the long draggy days at work and watched me grow from a noob to an 'old bird' now. Hahaha. I've learnt a lot of things here. In order to survive here...

101 Survival Kit

1. Always cover your ass with black and white documentation.
2. It's about what your boss like, not what you like.
3. It's not about how capable you are, it's about how obedient you are.
4. Never to offend your boss, they are petty like school girls.
5. Good actor.
6. Great smoker.
7. Taiji Master.
8. Work smart, not work hard.
9. Create positive impression. Even if you are not that good but you have created that impression that you are good, you are forever good in your boss' eyes.
10. Always put your boss' 'face' before your pride. Their 'face' is more valuable than your pride.

I dunno how to wear a mask n bootlick the boss. So I'm still a AM after 6 years. Kanna rejected for promotion for 2 years. Though my HOD told me 1000x not to confront my Director on this issue when I go for my exit interview. But, if I dun voice out, I know, I can nv rest in peace. I need to slap tat idiot in the face. Though it's not going to change anything but at least, I let out my anger and screw that detestable Director left, right, centre!

New Image. Refreshing!

Finally changed a new blog skin... well, it's from the templates but I love it :) Gives me the Summer Feel! Simple and nice. Partly is bcos I'm lazy too lah. But I still wanna change my blog skin. Tired of the old one already... Anyway I oso eat too full. So decided to do something abt my blog.

Despite the negative comments on how I yearn for attention and always wanting to be in the spotlight, I still wan to continue blogging and post on my FB. I do agree with my fren, everyone enjoys being in the limelight. But I'm doing not it like deliberately. Inviting ppl to come view my FB profile or read my blog!! Anyway, I might hav to purposely seek attention when I start my new job. Cos I NEED lots n lots of ppl to know me and what I'm doing!!! I'm a soon to be property agent btw, if u r sooooo slow n hav yet to realise. Ha!

Anyway, satisfied with my new artwork, I'm gng to take a shower n meet Mr Zhou.

I'm still pissed with tat someone who made that comment abt me today. ROAAARRR!!!

If you dun like it, den stay off!!

Some ppl are so weird, they dun like what u post on ur FB, they dun like wat u wrote on ur blog but they still wan to go n read them n view ur FB wall. What's wrong with these ppl? I seriously think that they are seriously ill mentally. If u dun like something y keep on doing it n make urself irritated by it? Seriously, who in the right mind wld want to do that?

I've said a 1000x why I maintain a blog. It's to keep my dearies update of what's happening in my life cos we dun meet up often and also an avenue to vent my frustrations, anger, etc. It works like a therapy for me. I wld cool down n feel better after blogging. Is that a sin? Some ppl juz have to accuse me of yearning to be in the spotlight and attention seeking. WTF! This just goes to show how well u know me. Ppl ard, me and of cos my readers, know very well that writing down what makes me upset helps me to find back my internal balance. I dun wan my blog to be juz be filled with unhappy, angry events, so I hav some happy moments to share with my readers. Knowing that I do have happy times as well. I'm not juz a whiny, grumpy lady who complains and curses all the time!

It's not that I cannot take negative comments. I hate it when ppl say things abt me that's not true! I'll feel damn pissed off with it. If what I post really irks u so much, den please f**k off lah!! Nobody force u to read!! NB!!

Frustration!

F**k those phonecalls! F**k those cases!! F**k the super laggy laptop!!! I really feel like strangling the customers, tear/shred/burn those case files & smash the lousy laptop!!!!

Early in the morning by 9am I already received 3 phonecalls!! All call n LPKB!! TMD!! I dun owe u k? KNN!!! It's u stupid join what lousy company that cant even afford to pay for your CPF or eat your CPF. It's not my fault!!!

After diligent clearance for the past dunno how many days/weeks, I'm still at Jan 11 cases. Mar is coming to an end lo!!!

Wanna faster do my work, the laptop juz dun cooperate with the dinosaur system. It auto close the window EVERYTIME I try to print. I have to login like 6-7 times into the system juz to print ONE stupid page!!! NB!!!

This Friday marks my 6th yr anniversary in CPF Board. Then on Monday, I'm throwing my resignation letter and fry my boss cuttlefish! Adious su*kers!!!

Picture Me

Went to have my photo taken for my namecard. Cost me $47 :( It consist of 8 passport size photo and 1 4R photo. Duh. Damn good money that they earn!! KNS!! They took like 10+ photos and I only choose one. Lucky only choose one!! Cos most of them CMI de... Ok, it's me who CMI... Well, the was the best shot.

I juz find the ribbon so corny.... =.= juz look so obiang n old sch lo... ERA dunno how long nv change their 'uniform' liao.... Lucky I no need to wear it EVERYDAY!

Cinnamon Roll

I bought this pillow for my Bb when I was at JB. Cos it's so cute!!! And my Bb loves having lots of pillows on his bed. He says it's more comfy. All his pillows n bolster got name de lo! Another purpose is that I get to hug it when I sleepover at his place :) But lately, or shld I say for the past 1 mth+, cinnamon has been a PR in my hse. Hahaha... Since CNY... Bb let me brg it with me to msia to keep me company, cos he not ard mah. Last night I asked him whether he wants me to brg it over for him when I go pick him up for Sally's grad concert. He asked, "Like that u at night can slp ma?" I tink for a sec n replied,"I hugged it to sleep every night de lo..."

"Like that u better keep it with u ba." he said. Haha... so now cinnamon is offically a PR on my bed :P

I was bo liao this morning la. So I took a pic with it. Wanna send to Bb but he in camp, no iPhone for him. So I used it as my blog entry instead. keke...

TGIF

It's Friday!! Who has the mood to work?? Maybe it's juz me. Hahaha... ORD mood now. Taking this bold step n moving out of my comfort zone. It's now or never. After my long hospitalization leave last year for 2.5 mths, I did a lot of thinking (and of cos sleeping too...) on what I wan to do and achieve in life. Staying on in my current job is leading me nowhere close to my goals. It's oso not the kind of life I wanna have. Waking up at 6.20am every morning, squeeze with the morning crowd and go to work. Handle those irritating customers and face that idiotic Big Boss who rejected my promotion TWICE! I have had enough of all these after being here for 6 long years. I always know I'm not cut to work a 9-5 job. That's why I ended up on my first shitty job cos it's a shift job. Den I came here. Tahan for 6 years, I've reached my limit. Moving on to property line will achieve my desired working hours. haha.. Call me lazy but I prefer to manage my own time than be restricted. What's more, I'm not getting appreciated for the work done. In addition, still have these 38 ppl ard backstabbing me by telling big boss abt stuff of my personal life. What I do in my personal life DOES NOT affect my work. So why was it being taken into consideration for my promotion?

Before I even start my property agent job, I've spent a few thousands on it le. Going for the courses, exam fees, registration, etc. Yest I even bought my MacBook Pro. Lucky I managed to get some discount and reimbursement... And my 'irritating' bro hands+legs very fast lo. By the time I got home, my desktop was already in his room!! Hahaha... But it's ok nah, I love this 'irritating' bro of mine :)

万事起头难. I juz hav to cross this hurdle and push myself to the limit. I need all my readers help too :) Not juz you guys wanna buy/sell house, can refer your relatives/frens to me too!! ALSO, not juz residential properties, included commercial as well!! FYI, commercial properties are the up coming horse in property industry. If you have the funds, invest in commercial. Residential properties are facing too much 'cooling measures' restrictions imposed by the govt.

I have a loving bf. We may have little dispute from time to time, well, which couple doesn't? Some ppl enjoying seeing me kanna dump and find amusement in reading my emo posts. These ppl are sick. Or they cant stand me being happy n blissful? Time will tell whether we can hold this relationship tgt anot. Of cos I face pressure from my frens whom many are married n with kids!! And from my mum as well. Keep nagging me that he's not the one for me, cnt take care of me, he's not gd enuff for me, I can find someone better, etc... There was even once she say until she broke down n cry. I know she meant well. But who is to judge who is better? All I need is a man who knows how to love n pamper me right. I have my own career, I can support myself. A companion is the main focus. No point finding someone who can provide me with everything which money can buy but we cnt connect emotionally n mentally. What kind of relationship are we having den? Of cos, I dun wan a 小白脸 la. Siao ah. I earn money so difficult n still need to provide for him? I already have a money sucker in my life. I dun need another.

Things are getting too heavy for a Friday morning here. Stop thinking n worrying over nothing. Haha. I'm having my pri sch gathering tonight!! Oh gosh!! It's been 17 years... This is scary... hahaha....

Happy Valentine's Day!

It's Valentine's Day again. Last year, it falls on CNY and it was a not-so-happy Vday for me n my den bf. It was terrible+horrible. I had a better Vday being single than with him. Well... I hope this year wld be different... but I'm not pinning my hopes high... as I have a feeling I'm gonna be disappointed.

What do u tink of when ppl mention Vday? Flowers, chocolates, candlelight dinner? This morning, the usu train conductor was there to greet everyone Good Morning. Today she added, "Happy Valentine's Day!! Rem to buy flowers for your special someone!" haha.. I rem blogging about where to buy cheap flowers whereby u can impress ur valentine and at the same time save ur pocket :P This year, I gng to talk abt something more personal ba. It was inspired by a qn I was been asked last night. Do all girls love to receive flowers? Of cos they do! Even though some might say it's a waste of money to buy flowers.... nevertheless, they STILL do love receiving them :)

My first bouquet of flowers was received when I was 15. I went on a school field trip to Malaysia. I got to know this guy during the trip and he gave me a bouquet of pick roses at the end of the trip! Right in front of everyone on board the coach. I felt that if I dun accept the flowers, he'll be so malu. Esp it takes a lot of courage to perform such stunt. Haha... Well, he's nice n took care of me when I got motion sickness on our way up Cameron Highland... but he's wasn't my cup of tea... I was only 15 den!!

4 years later, I received my first bouquet of white lilies. 9 lilies in total. It was a high bouquet and I cant even see the delivery man when I was delivered to my house! Lol~ My den bf was in BMT and ordered the flowers to be sent to me cos he couldn't give them to me on my bday on his own. Sweet isn't he?

When I was 21, I received my first and only bouquet of flowers on Vday. Pink roses again =.= I dun like roses nah... but it still felt sweet inside :P

I got a bouquet of pink roses AGAIN on my 23 bday.... it was from my ex hb. Later he learnt that my fav is white lilies NOT pink roses... haha... I rem once I told him that I wld picture him carrying a bouquet of white lily and wait for me to end work at my office. That very day I told him, he was waiting for me at the exit with a bouquet of white lily. Just one white lily. I asked him why only ONE? He said he'll add one stalk each year. I got a 2 stalk bouquet the following year and then.... no more... it stopped at 2....

2 years ago, I met this guy. I told him I love to receive flowers... den he started to send too many. Until the flowers lost it's meaning... I told him he need not have to send me big bouquet every time n so oft! Ppl always says it's the thut that counts. So even if he juz gave me ONE stalk. I wld be happy. Simplicity is beauty. I always stressed this fact to him. But well, I guess we are of diff freq and we were juz not meant to be.

Wish everyone will have a great Vday today. Be it you are single or attached, Vday is the day to spread ur love ard :) Happy Valentine's Day!

认老

他们都长大了. 我这个姐姐不得不认老. 昨晚, 表弟结婚了! 也快当爸爸了. 我也已不年轻了. 明年就步入三十了!! 好可怕!!

在此祝贺表弟新婚快乐, 甜甜蜜蜜, 宝宝健康出世 :)

My Hatch Day!!

Last Friday marks my 29th bday. Gosh! I'm getting old already!! But still... I party and had fun!! Hahaha!!! It's a cartoony theme last Friday at Crewroom. Everyone who was invited to my party had to dress in cartoon tee. If not, punishment will be imposed!! It turned out to be a blessing rather than a punishment. Well, I'm such a nice, sweet, loving lady... haha!! Those who didn't come in cartoon tee will hav to pin my fav hello kitty on them and drink from the personal shot glass a shot of Macallan! They got to keep the shot glass though. So they say dun wear better, still got freebie =.=

I have selected some pics to upload to my blog. If you are interested to view more pics, go to my FB!!

From my precious love :D Isn't it beautiful?

From my darling bro n gf. He's a sweetie la.

From my friends, my colleagues.

From my Ohana Clan. Haha... prezzie specifically stated by ME!

From my Godsister. It was really a surprise!

From Mr Fav & PPU

First bday prezzie, from my si jiu gui fren to me this jiu gui :P

That's my MAN! The sweetest BB on earth :)

My darling bro.

First batch who got forfeited!

Bell n cousin

My Kitty got abused!!

Nicky bro looks like a salesman

The couple who got punished!

Cookie Monster Couple

Super Couple

Fei Lou came to wish me Happy Birthday and rushed off. But he was not spared!

Thanks for supporting my theme, my dear Ohana!

Bb with MY Band of Brothers

Introducing..... My friends, My Colleagues

Bb's Band of Brothers

Of cos not forgetting the short prata meetup with my cuzzies.

Thanks for the bday cake :) And Xiong xiong for the treat!!!

I'm truly a blessed girl... erm lady... Every year my wish is the same. This year is the best wish granted ever!!! I guessed that's why I cried that night on my bday. Until my eyes all swollen.... I sincerely appreciate everyone of you for being in my life and painting my life with all sort of colours! I love you guys and I love my MAN!!!

Fertility Rate

The government introduced measures after measures and pumps in 1.6 billion in hope of pushing up the fertility rate. They are merely targeting the monetary issue of why couples are not having babies. Yes, it is costly to have kids, raising them and giving them the best education. So the government came up with baby bonus, longer maternity leave, etc in hope of tantalising the married couples to make babies. Despite all the effort in promoting and throwing in 0.6% of our GDP, the fertility rate continued to slide downhill.

On the flip side, the prices of housing are soaring up high and the government came up with new policies to pull down the prices. They introduced the Seller's Stamp Duty (SSD) in Aug 2010, which sellers need to pay this SSD if they sell their flats within 3 years. On 14 Jan 2011, they lengthened the period to 4 years and increased the SSD payable. Deter those speculators from locking in short term possession of the flats and selling in short period of time. In hope of releasing more supply of flats into the market for those who are really looking for a house to call their home. They also lowered the Loan-to-Valuation (LTV) from 80% to 70% if one has existing housing loan. Those who wish to upgrade their homes to bigger space are now faced in the situation whereby they need to fork out more cash as they can now loan lesser for their housing or still eligible for the 80% loan if they sell their current housing and buy a new flat. For the latter, there would be a downtime in between whereby the family has no place to stay but to turn to rented flats for temporary shelter. Which means increasing the cost to upgrade their homes and moving twice incurring more cost. What does this imply? Does it release more supply of resale flat into the market for real buyers?

The holding period is now longer before one can sell their flat. Which means that there would be a decreased in supply as the flats are been locked in for sale. The current supply is already insufficient to match the demand, by locking in the supply of flats would only push the prices higher.

Families who wish to upgrade their homes due to bigger family now has to reconsider. The new policy makes it troublesome to move big families and not to mention the cost involved.

So how is this related to the fertility rate mentioned at the beginning. Well, we all know we need to have shelter before we can consider settling down to setup a family. With the decrease in supply of flats from the resale market, those couples whom want to get married and start a family are unable to, even if they want to. Are these couples able to afford the ridiculously high Cash-over-valuation (COV) portion? Ok, maybe young couples are not cash rich to buy resale, so they wait for Build-to-Order (BTOs) from HDB. But, looking at the figures every month on the number of people applying for the BTOs, how many actually got a chance to own a flat? There are people who applied 9-10 times or even 20 times for a BTO flat. But still, they don't get a queue number or their number is 2 times the flats available. The government claimed that priority are given to first timers and those stay near parents, but this was not seen in the real life cases of the applicants.

Consider this scenario, a couple met in University and they decided to work a few years before deciding to settle down. They graduate at 21 & 23 respectively. So work for 4-5 years, they are now 25 & 27. They applied for a BTO flat. Wait for another 4-5 years for the project to complete. they are now 30 & 32. So how many kids the government is expecting the couple to have? This scenario is if they are so lucky to get a flat so soon. Also, if they get hitch at a later age den it's a whole new story.....

So the 2 Fs go hand in hand. You want the young Singaporeans to procreate and start a Family, you provide the chance for them to buy a Flat more easily. Not having to wait for years in order to get one.

I just hope the government can 'marry' the 2 when making policies to boost birth rate and to curb housing issues.

Sticky Chewy Chocolate!

Yes, I admit. I'm needy and wanna stick to my bf ALL the time. Hahaha... I wasn't like this in the past. I used to be independent and wld get sick of it if my bf wanna meet me more than 3 times a week! hahaha. I will cannot stand it and find him irritating. Now I'm the Sticky Chewy Chocolate. Irony. The more you hate/dislike something, the more you would be ended up with it.

The last 2 weekends we juz spent it nuahing at home, play Xbox Kinect n have home cooked food. Love the time spent tgt. But a small, tiny part of me is still having the insecure feeling. I know he loves me more than I love him. I know he wants to stay and will be. BUT I juz feel scared. The more I have grown to love him, the fear gets stronger. I guess is the fear of losing. Cos the more u love someone, the more u dun wanna lose tat someone.

Last Fri, BB went out with his frens after work. I went for my class. I asked if I cld go find him after my class, but the ans wasn't positive. He said he also need time to be out with his frens. I was a little hurt at first. Cos he was out with them on Thu. Den Fri still exclude me again. It's Fri leh. But I still let him go. I know we both need our personally space. So I went to meet my frens. He came to find me after that :)

In a relationship is like tat. Need to give n take. If I insisted that he meet me on Fri den we wld end up with an argument, he not happy, I not happy, his frens oso not happy. Certain things we can compromise and hav a better outcome.