Thursday, October 7, 2010

Freak Accident

It all started with a freak accident during netball last Thursday. I din land properly when I tried to jump and catch the ball.... and tore my ACL. sigh...

Went to CGH amd the doc says it's nothing serious. Gave me MC till Mon and ask me to rest at home. But it din get better. Bruises started to form and my whole leg swollen :( Went to see the doc near my house and was referred to the specialist at CGH. Guess what? The appt was scheduled 3 weeks later!!

I went back to CGH A&E in hope of pushing the appt date forward. BUT they told me, the bone is not broken. So according to SOP, I hav to wait 3 weeks! So there's nothing much I can do abt it....I din mean to shout at the doc but I was damn pissed. I can hardly walk and the discomfort and pain is irritating me! I checked with my insurance agent, my insurance is covered for pte clinic. So my Kor drove me down to Raffles Hospital. It was already 11pm+. Immediately, the doc there preliminary concluded there's ligament tear. So arranged for MRI the very night.

The bill nearly made me faint. Lucky thing is, I'm covered under insurance!!! It was confirmed. I had an ACL tear. Completely torn.

They arranged for me to see the specialist the VERY NEXT DAY!!! I'm at RAFFLES. As long as u hav money, anything can be done.

So I went to the specialist and he said I need an operation. Otherwise, no more sports for me. Of cos, I choose to go ahead with the ops! I cnt dun do anymore sports!!!

This is the bill which made my heart stopped!! If I wasn't covered under insurance..... I have to forked out 17K in CASH!!! Gosh!!! But at least, I get to operate my knee next Wed. Instead of waiting for 3 weeks to see a specialist and another 3 weeks to ops. That's 1.5mths!!!!

The bad thing is, I need to pay for the bills first den make a claim. Where to find such money?? Thank God, my darling Kor helped me out. But he was worried cnt claim. Hahaha.... So I made numerous calls n smses to my agent to confirm, double confirm, triple confirm.... making such I can claim for every cent of it.

So guys, if u r into sports like I do, u never know when shit gng to happen to u. So get urself insured like I did (make such includes pte hospital coverage!). If not, the bill can really kill u. Or the the wait can kill u too!! hahaha!!! Check out with ur insurance agent today on ur coverage!! If u dont have one, I can intro u my agent. I must really thank him for introducing such a comprehensive coverage plan for me.

Another person I wanna thank is my Kor! Who brought me to CGH den to RH on Tue. Pushing me on wheelchair to look for supper in the middle of the night, which he ended up hav to run n push me back to RH when the nurse found us missing!! LOL~ Rare and exciting experience :P Also to thank him to help me settle the bill first :) Thanks Kor!!!

I also wanna thank my darling bf who accom me to see doc last Thu and the specialist yest. The TLC he had been showering me with these few days is greatly appreciated. Being there for me and taking care of me. I know he cannot be wif me 24/7 but I know if he can, he will. Bb, I can never thank u enuff :)

Need to thank Keith Kor too!! For coming all the way to my house and bring me to go see the doc near my house on Mon. Glad he enjoyed the dive trip. On my behalf.

Of cos, not forgetting the rest of my family members, Ohana and precious frens who had shown me care and concern over smses, phonecalls and FB. I appreciate all your gestures from the bottom of my heart :) Thanks everyone!!

No comments: